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What Is Lease-to-Own Furniture?

It's no secret that furniture can quickly become very expensive, especially if you are just starting out with your first home. When you're ready to upgrade your hand-me-down college furniture to a more adult, matching set, you might start having sticker shock. We'd like you to know that it doesn't have to be that way. When you shop with BT Furnishings, you can take advantage of our lease to own purchase program. This helps you get the furniture you want and need in a way that's easier on your wallet. Take a look at the details of our various options to see which one of them is right for you and your budget.

Instant Approval

When you visit one of our furniture stores, you have the option to be instantly approved for your furniture purchase. This offers you flexible payments with no money down and credit line increases in the future. You can take home a new loveset or sofa today, or have it delivered to your home when it's convenient for you, and slowly pay it off in a way that works for your budget. When you're ready for the next furniture piece, come see us again!

No Interest

Another great option that's available to BT Furnishings in-store customers is 48 months of no interest. If your purchase price meets the minimum requirements, we will set you up with affordable monthly payments. There is no penalty for making additional or early payments to pay off the purchase sooner. At the end of four years, any balance that is left will begin to accrue interest.

No Credit Check*

Our most popular option is our lease to own purchase program which offers no credit check furniture*. When you shop in our stores for furniture with no credit check, you'll get 12 months of easy, regular payments that can be scheduled around your paydays. You can even set up automatic withdrawals so you don't have to worry about late fees if you forget to pay on time. Whether you get paid once a month or every other week, we can set up a schedule that works for you.

Make Your Furniture Dreams Come True!

Whether you're a first-time homeowner or looking to upgrade your existing furniture, shop with us at BT Furnishings for flexible payment options. Our furniture stores in Dallas, Plano, Garland, Ft Worth have a wide variety of pieces to suit any budget or interior design style. Shop online today for living room sets, bedroom furniture sets, dining sets, and so much more. Then, visit one of our locations to test out your top picks and speak with a furniture professional to discuss your payment options.

*Progressive Leasing: The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.